Senior Payments Analyst - SAP IDoc to ISO 20022 Job at Cognizant, New York, NY

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  • Cognizant
  • New York, NY

Job Description

Salary: $110,000 - 130,000 per year Requirements:

  • 8–12+ years of experience as a Business Analyst in the payments sector.
  • Hands-on proficiency with SAP IDoc payment formats (e.g., PAYEXT, ACC_DOCUMENT, custom IDocs).
  • Comprehensive knowledge of ISO 20022, CBPR+, and Hybrid Address specifications.
  • Experience in H2H and SWIFT file-based payment integrations.
  • Capability to navigate legacy or custom-built systems with minimal documentation.
  • Strong skills in communication, documentation, and aligning with stakeholders.
  • Experience in developing data dictionaries, canonical models, or mapping accelerators (desired).
  • Familiarity with SAP add-ons, middleware/ETL tools, or message-validation tools (preferred).
  • Background in supporting payments modernization, regulatory compliance, or multi-entity transformation projects (preferred).
  • Ability to clarify complex concepts and effectively communicate with both technical and non-technical teams (preferred).
Responsibilities:
  • Evaluate end-to-end payment processing workflows, including H2H and SWIFT integration channels.
  • Execute field-by-field mapping from SAP IDoc payment messages (e.g., PAYEXT, ACC_DOCUMENT) to ISO 20022 message formats (e.g., pain.001, pacs.008).
  • Assist with compliance regarding Hybrid Address and CBPR+ structured/unstructured addresses.
  • Convert business requirements into detailed mapping specifications, data dictionaries, and functional documentation.
  • Collaborate intimately with SAP functional/technical teams, integration architects, and payments operations.
  • Resolve complex IDoc data issues, mapping discrepancies, and transformation logic across various environments.
  • Support SIT/UAT cycles, execute tests, address defects, and conduct production readiness activities.
Technologies:
  • ETL
  • IDoc
  • Support
  • Network
  • PACS
  • SAP
  • Swift

More:

We are Cognizant Consulting, a global network of specialists dedicated to helping clients reimagine their business and modernize core systems. By combining extensive industry insight with technological expertise, we facilitate data-driven, scalable transformations. Join our team and contribute to pioneering the future of payment modernization within Financial Services. This position is based in New York, USA, and follows a hybrid work model, requiring three days at the client location and two days of remote work. The salary ranges from $110,000 to $130,000 annually, with additional benefits including medical, dental, vision, 401(k), paid time off, and various wellbeing initiatives.

last updated 3 week of 2026

Job Tags

Full time, Remote work,

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